+12 Best Home Equity Loan Credit Union References. Best overall heloc rates penfed credit union. We offer flexible underwriting and low down payment options to make the process as easy as possible.

Minimum loan amount is $10,000. We offer flexible underwriting and low down payment options to make the process as easy as possible. The interest rate you will pay on your heloc will be based on your lender's prime rate plus/minus a certain percentage.


